{"id":1359,"date":"2024-08-27T07:46:47","date_gmt":"2024-08-27T07:46:47","guid":{"rendered":"https:\/\/www.thescanfoundation.org\/news-insight\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\/"},"modified":"2025-09-18T14:55:12","modified_gmt":"2025-09-18T21:55:12","slug":"por-que-los-adultos-mayores-en-estados-unidos-no-estan-preparados-para-afrontar-las-crisis-financieras","status":"publish","type":"news-insight","link":"https:\/\/www.thescanfoundation.org\/es\/news-insight\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\/","title":{"rendered":"\u00bfPor qu\u00e9 los adultos mayores en Estados Unidos no est\u00e1n preparados para afrontar los shocks financieros?"},"template":"","class_list":["post-1359","news-insight","type-news-insight","status-publish","has-post-thumbnail","hentry","news-insight_type-in-the-news","location-national"],"acf":{"details":{"helper_accent_color":"yellow","helper_taxonomies":{"priority_tax":[7,50],"location":[11],"news-insight_type":[19],"resource_type":[53],"event_type":false,"person_type":false,"year_tax":false,"asset_class":false,"investment_type":false,"investment_category":false},"helper_authors":[{"person_type":"linked","author_linked":[1512],"author_manual":""}],"abstract":"This article, originally published by Finextra, features insights from The SCAN Foundation\u2019s President and CEO Dr. <a href=\"https:\/\/www.thescanfoundation.org\/people\/sarita-a-mohanty-md-mph-mba\/\">Sarita Mohanty<\/a> on the findings from a study by the Aspen Institute, which revealed that nearly half of adults aged 55 and above lack the emergency savings needed to weather financial shocks, leaving them vulnerable to debt and financial instability.","featured_image":2628,"":null,"source_logo":3979,"source_name":""},"page_layout":[{"acf_fc_layout":"layout_wysiwyg","_acfe_flexible_toggle":"","component_wysiwyg":{"content":"Este art\u00edculo, publicado originalmente por Finextra, presenta las perspectivas de la Dra. Sarita Mohanty, presidenta y directora ejecutiva de la Fundaci\u00f3n SCAN, sobre los hallazgos de un estudio del Instituto Aspen, que revel\u00f3 que casi la mitad de los adultos mayores de 55 a\u00f1os carecen de los ahorros de emergencia necesarios para afrontar crisis financieras, lo que los deja vulnerables al endeudamiento y la inestabilidad financiera. La Dra. Mohanty destaca la necesidad cr\u00edtica de herramientas financieras personalizadas y apoyo sist\u00e9mico para abordar las necesidades \u00fanicas de las poblaciones que envejecen, especialmente las de las comunidades marginadas. &quot;Sin los ahorros de emergencia necesarios para afrontar una crisis financiera, millones de hogares de adultos mayores carecen de la protecci\u00f3n para mantenerse financieramente a flote, evitar deudas, disfrutar de una jubilaci\u00f3n c\u00f3moda, mantener a sus familias, contribuir a la econom\u00eda estadounidense y transmitir su patrimonio a la siguiente generaci\u00f3n&quot;, se\u00f1ala. El art\u00edculo subraya la urgencia de la innovaci\u00f3n en tecnolog\u00eda financiera y los cambios en las pol\u00edticas para cerrar esta brecha y brindar soluciones financieras equitativas.\r\n\r\n<a href=\"https:\/\/www.finextra.com\/the-long-read\/1100\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\" target=\"_blank\" rel=\"noopener\">LEA LA HISTORIA COMPLETA<\/a>","":null,"helper_width":"narrow"}}]},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Why Aren\u2019t Older Adults in the US Equipped to Handle Financial Shocks? - The SCAN Foundation<\/title>\n<meta name=\"description\" content=\"Financial shocks and older adults. Exploring why many seniors in the US are not equipped to handle unexpected economic challenges.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.thescanfoundation.org\/es\/perspectiva-de-noticias\/por-que-los-adultos-mayores-en-estados-unidos-no-estan-preparados-para-afrontar-las-crisis-financieras\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Aren\u2019t Older Adults in the US Equipped to Handle Financial Shocks? - The SCAN Foundation\" \/>\n<meta property=\"og:description\" content=\"Financial shocks and older adults. Exploring why many seniors in the US are not equipped to handle unexpected economic challenges.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.thescanfoundation.org\/es\/perspectiva-de-noticias\/por-que-los-adultos-mayores-en-estados-unidos-no-estan-preparados-para-afrontar-las-crisis-financieras\/\" \/>\n<meta property=\"og:site_name\" content=\"The SCAN Foundation\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-18T21:55:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.thescanfoundation.org\/wp-content\/uploads\/2025\/08\/iStock-2163495265-1024x683.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@TheSCANFndtn\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.thescanfoundation.org\\\/news-insight\\\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\\\/\",\"url\":\"https:\\\/\\\/www.thescanfoundation.org\\\/news-insight\\\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\\\/\",\"name\":\"Why Aren\u2019t Older Adults in the US Equipped to Handle Financial Shocks? - The SCAN Foundation\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.thescanfoundation.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.thescanfoundation.org\\\/news-insight\\\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.thescanfoundation.org\\\/news-insight\\\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.thescanfoundation.org\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/iStock-2163495265.jpg\",\"datePublished\":\"2024-08-27T07:46:47+00:00\",\"dateModified\":\"2025-09-18T21:55:12+00:00\",\"description\":\"Financial shocks and older adults. Exploring why many seniors in the US are not equipped to handle unexpected economic challenges.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.thescanfoundation.org\\\/news-insight\\\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\\\/#breadcrumb\"},\"inLanguage\":\"es-MX\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.thescanfoundation.org\\\/news-insight\\\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-MX\",\"@id\":\"https:\\\/\\\/www.thescanfoundation.org\\\/news-insight\\\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.thescanfoundation.org\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/iStock-2163495265.jpg\",\"contentUrl\":\"https:\\\/\\\/www.thescanfoundation.org\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/iStock-2163495265.jpg\",\"width\":7952,\"height\":5304,\"caption\":\"Senior couple using computer and doing home finances at home\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.thescanfoundation.org\\\/news-insight\\\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.thescanfoundation.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Why Aren\u2019t Older Adults in the US Equipped to Handle Financial Shocks?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.thescanfoundation.org\\\/#website\",\"url\":\"https:\\\/\\\/www.thescanfoundation.org\\\/\",\"name\":\"The SCAN Foundation\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.thescanfoundation.org\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.thescanfoundation.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-MX\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.thescanfoundation.org\\\/#organization\",\"name\":\"The SCAN Foundation\",\"url\":\"https:\\\/\\\/www.thescanfoundation.org\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-MX\",\"@id\":\"https:\\\/\\\/www.thescanfoundation.org\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.thescanfoundation.org\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/tsf-logo.png\",\"contentUrl\":\"https:\\\/\\\/www.thescanfoundation.org\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/tsf-logo.png\",\"width\":696,\"height\":696,\"caption\":\"The SCAN Foundation\"},\"image\":{\"@id\":\"https:\\\/\\\/www.thescanfoundation.org\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/x.com\\\/TheSCANFndtn\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/the-scan-foundation\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u00bfPor qu\u00e9 los adultos mayores en EE. UU. no est\u00e1n preparados para afrontar las crisis financieras? - Fundaci\u00f3n SCAN","description":"Crisis financieras y adultos mayores. An\u00e1lisis de por qu\u00e9 muchos estadounidenses mayores no est\u00e1n preparados para afrontar shocks econ\u00f3micos.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.thescanfoundation.org\/es\/perspectiva-de-noticias\/por-que-los-adultos-mayores-en-estados-unidos-no-estan-preparados-para-afrontar-las-crisis-financieras\/","og_locale":"es_MX","og_type":"article","og_title":"Why Aren\u2019t Older Adults in the US Equipped to Handle Financial Shocks? - The SCAN Foundation","og_description":"Financial shocks and older adults. Exploring why many seniors in the US are not equipped to handle unexpected economic challenges.","og_url":"https:\/\/www.thescanfoundation.org\/es\/perspectiva-de-noticias\/por-que-los-adultos-mayores-en-estados-unidos-no-estan-preparados-para-afrontar-las-crisis-financieras\/","og_site_name":"The SCAN Foundation","article_modified_time":"2025-09-18T21:55:12+00:00","og_image":[{"width":1024,"height":683,"url":"https:\/\/www.thescanfoundation.org\/wp-content\/uploads\/2025\/08\/iStock-2163495265-1024x683.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@TheSCANFndtn","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.thescanfoundation.org\/news-insight\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\/","url":"https:\/\/www.thescanfoundation.org\/news-insight\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\/","name":"\u00bfPor qu\u00e9 los adultos mayores en EE. UU. no est\u00e1n preparados para afrontar las crisis financieras? - Fundaci\u00f3n SCAN","isPartOf":{"@id":"https:\/\/www.thescanfoundation.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.thescanfoundation.org\/news-insight\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\/#primaryimage"},"image":{"@id":"https:\/\/www.thescanfoundation.org\/news-insight\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\/#primaryimage"},"thumbnailUrl":"https:\/\/www.thescanfoundation.org\/wp-content\/uploads\/2025\/08\/iStock-2163495265.jpg","datePublished":"2024-08-27T07:46:47+00:00","dateModified":"2025-09-18T21:55:12+00:00","description":"Crisis financieras y adultos mayores. An\u00e1lisis de por qu\u00e9 muchos estadounidenses mayores no est\u00e1n preparados para afrontar shocks econ\u00f3micos.","breadcrumb":{"@id":"https:\/\/www.thescanfoundation.org\/news-insight\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\/#breadcrumb"},"inLanguage":"es-MX","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.thescanfoundation.org\/news-insight\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\/"]}]},{"@type":"ImageObject","inLanguage":"es-MX","@id":"https:\/\/www.thescanfoundation.org\/news-insight\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\/#primaryimage","url":"https:\/\/www.thescanfoundation.org\/wp-content\/uploads\/2025\/08\/iStock-2163495265.jpg","contentUrl":"https:\/\/www.thescanfoundation.org\/wp-content\/uploads\/2025\/08\/iStock-2163495265.jpg","width":7952,"height":5304,"caption":"Senior couple using computer and doing home finances at home"},{"@type":"BreadcrumbList","@id":"https:\/\/www.thescanfoundation.org\/news-insight\/why-arent-older-adults-in-the-us-equipped-to-handle-financial-shocks\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.thescanfoundation.org\/"},{"@type":"ListItem","position":2,"name":"Why Aren\u2019t Older Adults in the US Equipped to Handle Financial Shocks?"}]},{"@type":"WebSite","@id":"https:\/\/www.thescanfoundation.org\/#website","url":"https:\/\/www.thescanfoundation.org\/","name":"La Fundaci\u00f3n SCAN","description":"","publisher":{"@id":"https:\/\/www.thescanfoundation.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.thescanfoundation.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-MX"},{"@type":"Organization","@id":"https:\/\/www.thescanfoundation.org\/#organization","name":"La Fundaci\u00f3n SCAN","url":"https:\/\/www.thescanfoundation.org\/","logo":{"@type":"ImageObject","inLanguage":"es-MX","@id":"https:\/\/www.thescanfoundation.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.thescanfoundation.org\/wp-content\/uploads\/2025\/09\/tsf-logo.png","contentUrl":"https:\/\/www.thescanfoundation.org\/wp-content\/uploads\/2025\/09\/tsf-logo.png","width":696,"height":696,"caption":"The SCAN Foundation"},"image":{"@id":"https:\/\/www.thescanfoundation.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/TheSCANFndtn","https:\/\/www.linkedin.com\/company\/the-scan-foundation"]}]}},"_links":{"self":[{"href":"https:\/\/www.thescanfoundation.org\/es\/wp-json\/wp\/v2\/news-insight\/1359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thescanfoundation.org\/es\/wp-json\/wp\/v2\/news-insight"}],"about":[{"href":"https:\/\/www.thescanfoundation.org\/es\/wp-json\/wp\/v2\/types\/news-insight"}],"version-history":[{"count":0,"href":"https:\/\/www.thescanfoundation.org\/es\/wp-json\/wp\/v2\/news-insight\/1359\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thescanfoundation.org\/es\/wp-json\/wp\/v2\/media\/2628"}],"wp:attachment":[{"href":"https:\/\/www.thescanfoundation.org\/es\/wp-json\/wp\/v2\/media?parent=1359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}