Infographic: Costs of Long-Term Care Far Outpace Income for California Families
$97,820 – Cost of nursing home care is two and a half times what a family makes a year.
$42,406 – Family income level.
$35,802 – Cost of home care is almost all of a family’s income.
5% of Californians over 40 have long-term care insurance coverage.
This infographic, using figures from the State Long-Term Services and Supports Scorecard, illustrates the costs of long-term care for California’s working families.
This policy brief provides background on the historical development of benefit eligibility triggers in the private long-term care insurance market. Understanding how these triggers came into being can provide important information to those charged with implementing the CLASS Plan.
This policy brief provides information about how long-term care insurers implement benefit eligibility triggers in the private insurance market. The way in which companies have operationalized benefit eligibility triggers can inform the development of regulations for the CLASS Plan.
This policy brief provides information on the benefit eligibility assessment process in the private long-term care insurance industry. It focuses on how long-term care insurers use the information in the adjudication process, who is involved in the process, and how activities of daily living and cognition are assessed.